Across the United States

Employment Practice Liability Insurance

We have your business covered.

Personal employment practice liability insurance in Cleveland, Ohio and throughout the United States.

As an employer, you face a rising tide of employment practices litigation alleging discrimination, sexual harassment, retaliation, and other employment-related issues. We’ll work with you to help you assess and manage your risk proactively.

It’s easy to feel as if employing people is a legal minefield. This is mainly because there is so much potential for lawsuits over wrongful termination, harassment, discrimination and workplace conditions.

Personal employment practice liability insurance (or EPLI) covers the risk of having to payout such claims. EPLI policies often cover the business itself, as well as individuals like company directors.

personal employment practice and liability insurance policies are usually written to cover cases that come out of unintentional actions (or failures to act) rather than deliberate acts of discrimination or other wrongful practice.

One question to ask an insurer is whether the costs of defending a claim in court count towards the payout limit for any damages. Also, look out for mention of a “claims made” basis–that’s insurance jargon that means you are only covered if the policy is active both when the alleged incident took place and when the employee makes the claim.

Our EPLI experts can walk you through the various policies available to help determine if this type of insurance is a good fit for you.

Let’s discuss your personal employment practice liability insurance.

One of our insurance advisors will reach out to you to review your information and present you with the appropriate personal EPLI solution. There’s no obligation, just good-old-fashioned advice.
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    Sterling Coverage offers comprehensive personal employment practice liability insurance in Cleveland, OH and across the country.